Are Americans Growing More Optimistic About Retiring? Pragmatism seems to be replacing pessimism, at least. Provided by Peck FA. Is it okay to retire today? Many baby boomers shelved notions of retiring during the past few years. Layoffs, the decline in home values, the crushing bear market of 2007-09 – those memories were just too fresh, and their economic effects were still being felt by many households. In 2015, boomers seem a bit less hesitant...
Valerie Peck |
You can train your brain to save money - Business Insider shares a simple mental trick you can use: Click Here
Valerie Peck |
What’s Your Financial Health Score? Can a 5-question test predict how wealthy you will become? Provided by Peck Financial Advisors In the future, will you become wealthier or poorer? Who knows, right? It seems like you would need a crystal ball to really answer that question given life’s up and downs. What if the answer is right in front of you? What if you can determine it from your present financial behaviors? Two economists present...
Valerie Peck |
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How long will it last? Who wins & loses from it? Provided by Peck Financial Advisors On the New York Mercantile Exchange, a barrel of light sweet crude is currently worth well under $60. Prices have dropped more than 25% in a month and almost 45% year-over-year. What is behind this freefall? How long will prices keep dropping, and who does this development hurt and benefit?1 Oil prices haven’t cratered simply because of lessening demand...
Some Financial Odds and Ends before 2015 What should you consider as 2014 turns into 2015? Here are some additional year-end financial moves that may prove helpful in the pursuit of your goals. Review your withholding status. Should it be adjusted due to any of the following factors? * You tend to pay a great deal of income tax each year. * You tend to get a big federal tax refund each year. * You...
With the long financial nightmare of the recession and financial crisis shrinking in the memories of those who endured it, Americans are, once again, setting their sights on a shorter retirement time horizon. What didn’t seem possible following the steep market decline and ensuing economic turmoil, is becoming more than just a pipe dream for those who would like to retire early. Although it can be a steep hill to climb, with the right planning...
Valerie Peck |
Money is just one of those things that sometimes brings people as much pain as it does pleasure. As the economy in an up cycle of the recession, things are looking better but just the thought and uncertainty of an unstable economy is often enough to bring the fear back into people’s minds The first step to managing financial stress is to identifying what is beyond your control. For most of us, a few things...