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Are You Retiring Within the Next 5 Years?

An Emergency Fund for Life Unexpected

One of the first lessons of finance we are taught, by our parents or through some basic personal finance course, is to make creating an emergency fund our top priority. Having a reserve of cash equivalent to six to 12 month’s worth of living expenses is considered a fundamental principal of financial security.

Debt and Retirement - How to Handle both when Nearing Retirement

An increasing number of Americans are facing an uphill battle just trying to save enough and earn enough on their savings to be able to retire on time.

Online lending for small business owners- Fortune

I’m not sure I agree that traditional banks are “the perfect partner” as referenced in this article about new sources for small business loans, but if rates and fees are manageable, these new opportunities could be good news for small businesses. Fortune notes: http://tinyurl.com/ltmgrsv

Secrets of Second-Act Career Changers - Money article

Nice to see an article with some specific suggestions, data and optimism about changing careers later in life. We're definitely believers that one way to have a more comfortable "retirement" may be to work longer, full-time or part-time, in a new field that you enjoy. The secrets of second-act career changers http://money.us/1cxf5np

It's 1099 Time

Strong Dollar, Good or Bad?

Student Loan Debt Consolidation

The figures out last year show that the average amount of student loan debt a student graduates with is $18,625. Most graduates are carrying multiple student loans from multiple sources, and the cost and complexity of managing them can become overwhelming, especially if they are unable to secure steady employment with sufficient cash flow to make the payments.

Cooking with good wine, or cheap wine?

Should you cook with good wine, or cheap wine? A Portland Oregonian column on that & other food topics: http://tinyurl.com/n72fg6h 

Are Americans Growing More Optimistic About Retiring?

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